Lawmakers consider Social Security 2100 Act aimed at protecting future benefits
The House Ways and Means Committee held a hearing to consider a new bill to reform the way Social Security works and address the retirement crisis.
Some Americans skip buying Christmas presents to afford health care, survey finds
Consumers have skipped spending money on food, travel and even holiday gifts due to health care costs, according to a survey from HealthCareInsider.
Best emergency loans of 2021
Emergency loans are typically unsecured personal loans that you can apply for and receive within a few business days. Learn more.
Student loan borrowers can potentially save $5K by refinancing as interest rates set record lows
Student loan refinancing rates on fixed-rate and variable-rate loans fell to record lows in November, giving borrowers the opportunity to save more money on their student debt.
Lenders use AI to offer low credit score personal loans to borrowers
Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores.
Personal loan interest rates continue downward slide
The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
Amazon's most-loved holiday gift ideas for 2021 revealed
Your search for holiday gift ideas ends here. Keep reading to browse some of Amazon's most-loved gifts of 2021, and learn about consolidating holiday debt when the gift-giving season is over.
Personal loan interest rates fall — 5-year rates plummet by nearly a percentage point
Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were lower compared to the previous seven days’ fixed-rate loans.
How to refinance student loans while interest rates are at record lows
Variable and fixed interest rates for student loan refinancing fell to historic lows in November.
93% of payday loan borrowers regret taking out their loans, survey finds
Payday loans can be a debt trap for borrowers who can't afford to make payments. Here's how you can repay your payday loan balance before it's sent to debt collectors.
Here's who has qualified for student loan forgiveness under Biden
The Biden administration has forgiven federal student debt through four major loan forgiveness programs, including PSLF and borrower defense.
NFT is 2021 word of the year amid cryptocurrency surge, Collins Dictionary says
An NFT is proof of ownership for a unique digital item that can be bought and sold on the cryptocurrency marketplace. Here's what you need to know about buying and investing in crypto.
Black Friday shopping declines as Cyber Monday expected to be top spending holiday of 2021
This holiday shopping season, consumers are ditching short-term Black Friday deals in favor of a more long-term online shopping strategy, according to a new report.
What is a personal line of credit?
A personal line of credit is a type of revolving credit that can be used to cover expenses like home renovations. Here’s what you need to know before applying.
Holiday shoppers plan to spend nearly $1,000 this year, survey finds: 3 tips to avoid overspending
Consumers plan to spend $998 this holiday shopping season, according to a National Retail Federation (NRF) survey. Here's how you can overcome higher prices amid shipping delays and labor shortages to take advantage of holiday sales.
Democrats push Biden to cancel student loans after House passes Build Back Better
Progressive lawmakers are calling on President Biden to cancel student loan debt as some Americans have qualified for forgiveness under borrower defense, total and permanent disability (TPD) discharges and a limited PSLF waiver.
Expanded child tax credit would permanently reduce child poverty, CBPP finds
Build Back Better would make the Child Tax Credit permanently available to low-income families. But the trillion-dollar spending plan faces hurdles in Congress before it can be signed into law.
Getting life insurance while you're young and healthy can save you thousands
The longer you wait to lock in a life insurance premium, the higher your monthly rate will be. Find out how taking out life insurance while you're young and healthy can save you thousands of dollars.
College costs have risen at nearly 5x the rate of inflation, report finds
The average cost of tuition, fees and other expenses at higher education institutions are rising at a much faster rate than inflation, according to a recent study.
Student loan payments restart in February, but survey finds 89% of borrowers aren't ready
About 9 in 10 fully employed borrowers said they are not financially secure enough to resume federal student loan payments in February 2022, according to a new survey.