Does having credit cards with a zero balance hurt your credit score?
A zero balance credit card can impact your credit score, and here’s why.
A zero balance credit card can impact your credit score, and here’s why.
How do interest rates affect debt?
Lower interest rates could reduce your costs, but it may not be automatic.
Lower interest rates could reduce your costs, but it may not be automatic.
Refinance vs. loan modification: Which is better?
Consider these things as you decide whether to change the terms of your loan via a refinance or loan modification.
Consider these things as you decide whether to change the terms of your loan via a refinance or loan modification.
How to negotiate a lower interest rate on your credit card
Learning how to negotiate a credit card rate is a skill every financial consumer should learn.
Learning how to negotiate a credit card rate is a skill every financial consumer should learn.
6 ways parents can help their Gen Z kids build good credit early
How can parents help today's young Americans with building credit? Here are a few key tips. (iStock)
How can parents help today's young Americans with building credit? Here are a few key tips. (iStock)
Is student loan forbearance right for me?
If you have federal student loans, you qualify for automatic forbearance through January 2021. But is this the right option for you?
If you have federal student loans, you qualify for automatic forbearance through January 2021. But is this the right option for you?
Leaving college amid coronavirus? Getting a reimbursement could be difficult
COVID-19 threw a wrench in many students’ plans. Here’s how to get a tuition refund.
COVID-19 threw a wrench in many students’ plans. Here’s how to get a tuition refund.
Don't ignore low student loan rates — why you should refinance today
Student loan refinancing rates are near record lows. Here's why you should consider refinancing now.
Student loan refinancing rates are near record lows. Here's why you should consider refinancing now.
Why you should consider personal loans during the coronavirus pandemic
Personal loans could help cover unexpected expenses with lower interest rates.
Personal loans could help cover unexpected expenses with lower interest rates.
Should I take out a personal loan to invest?
Measure the risk before you bank on a reward.
Measure the risk before you bank on a reward.
How do balance transfers affect your credit score?
A balance transfer can help or hurt your credit, depending on how you use it.
A balance transfer can help or hurt your credit, depending on how you use it.
Pros and cons of paying off student loans early
Paying off student loans early could save money but there are some downsides to consider.
Paying off student loans early could save money but there are some downsides to consider.
Don't file bankruptcy on student loans — do this instead
A student loan refinance can offer a better alternative to filing bankruptcy.
A student loan refinance can offer a better alternative to filing bankruptcy.
Open a high-yield savings account to earn more interest on your money
Don’t settle for a lower interest rate when growing your hard-earned savings.
Don’t settle for a lower interest rate when growing your hard-earned savings.
How to pay for college without going broke during coronavirus
Having a hard time covering your educational costs this year? Take these steps.
Having a hard time covering your educational costs this year? Take these steps.
Student loan payments are on hold — what to do with the extra cash
With student loan payments in forbearance, there are several ways to use that money instead. But you’ll want to explore the pros and cons of each option and make a decision that works for you.
With student loan payments in forbearance, there are several ways to use that money instead. But you’ll want to explore the pros and cons of each option and make a decision that works for you.
What should you use a personal loan for?
From an emergency to a big-ticket purchase, personal loans can provide the funding you need.
From an emergency to a big-ticket purchase, personal loans can provide the funding you need.
Homeowners who need cash now should try these 3 things
Homeowners in need of cash may want to consider a mortgage refinance loan, balance transfer credit card, or personal loan.
Homeowners in need of cash may want to consider a mortgage refinance loan, balance transfer credit card, or personal loan.
Should I open a high-yield savings account when interest rates are down?
High-yield account rates have gone down. Here’s how to determine whether it’s time to move your money.
High-yield account rates have gone down. Here’s how to determine whether it’s time to move your money.
How to get a $20,000 personal loan
A variety of loan options are available, but your credit score is a deciding factor.
A variety of loan options are available, but your credit score is a deciding factor.